Open app
A clay delivery truck pulling up to a warehouse with a marigold roll-up door.

Goods arrive.Cash flows.

TIBA pays truck companies the moment a warehouse confirms the delivery. The shipper pays later, on the date they agreed to.

Open the appHow it works

The truck is back.The money isn't.

Small carriers pay for fuel, tolls and drivers before every trip. Then the invoice sits unpaid for weeks, so they borrow at high rates or turn loads down.

A usual invoiceWeeks of waiting

With TIBAPaid the same day

An empty clay truck next to a tall stack of unpaid invoices and an hourglass.

Three signatures.One bill you can cash.

Proof that the goods arrived is what the pool lends against. No arrival, no payout.

A clay route from the shipper's office, past a truck on the road, to the warehouse, with coins waiting at the end.

  1. The shipper approves

    Fee and due date are locked on-chain before the truck moves.

  2. The driver picks up

    One tap starts the trip and shares the truck's location.

  3. The warehouse scans

    The driver's QR is scanned on arrival. That is the proof.

  4. The carrier gets paid

    The pool pays out right away, minus a small fee.

  5. The shipper repays

    They pay the pool back by the due date they chose.

Built for everyoneon the route.

Four people, one shipment. Each signs in their own way and sees only what they need.

A clay clipboard with a delivery order, a parcel and a marigold stamp.Shippers

Ship now. Pay on the date you choose.

Repay the pool by your due date. Paying on time raises your limit.

A clay phone showing a QR code, with a small marigold truck beside it.Truck companies

Get paid the day you deliver.

Once the warehouse scans your driver's QR, the money is in your wallet.

A clay warehouse with its marigold door rolled up and parcels at the entrance.Warehouses

One scan confirms the delivery.

Sign in with email from an invite link.

Clay stacks of marigold and white coins on a tray.Investors

Earn from deliveries that really happened.

Your USDC only goes to carriers after the goods arrive.

Why it runson Monad.

A clay truck riding on a marigold block in a chain of linked blocks.

Proof anyone can check

Approval, pickup and arrival are three transactions in a row. The bill exists only because all three do.

0.4s

Block time

Payout lands before the driver leaves the dock.

800ms

Finality

Once final, the arrival cannot be undone.

EVM

Same tools

Standard Solidity and any EVM wallet.

Tiny

Gas fees

A 300 USDC delivery is still worth financing.

Your next truckgets paid on arrival.

Invite your carrier, approve one trip, and watch the payout land the moment the warehouse scans.

Open the app
A large marigold clay coin standing on a white tray next to a small truck.